Chapter

Balancing Multiple Jobs While on Baby Step 3
listen on Spotify
08:39 - 13:30 (04:50)

The caller is currently working three jobs to make extra cash to spend and save while completing Baby Step 3. Dave suggests considering the intentionality of money management after Baby Step 3 and focusing on saving for larger expenses like tuition instead of spending money on non-essential items.

Clips
Dave Ramsey argues against cash value life insurance as a high-cost product with minimal returns, instead, he promotes term life insurance as a more affordable and effective way to secure your family's future, using Zander Insurance as an example.
08:39 - 10:03 (01:23)
listen on Spotify
Life Insurance
Summary

Dave Ramsey argues against cash value life insurance as a high-cost product with minimal returns, instead, he promotes term life insurance as a more affordable and effective way to secure your family's future, using Zander Insurance as an example.

Chapter
Balancing Multiple Jobs While on Baby Step 3
Episode
2023 Real Estate Trends: Should You Buy a House Right Now? (Hour 1)
Podcast
The Ramsey Show
The speaker is uncertain whether to continue working multiple jobs or to focus on baby steps to achieve financial goals faster.
10:03 - 13:30 (03:27)
listen on Spotify
Financial planning
Summary

The speaker is uncertain whether to continue working multiple jobs or to focus on baby steps to achieve financial goals faster. They wonder if saving money in a savings account is the best approach to getting through step three.

Chapter
Balancing Multiple Jobs While on Baby Step 3
Episode
2023 Real Estate Trends: Should You Buy a House Right Now? (Hour 1)
Podcast
The Ramsey Show