Episode

#42 Rob Luna - Wealth Strategist on the Recession and Inflation
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2:44:06
Published: Mon Dec 12 2022
Description

Rob Luna is confirmation that the American Dream is alive. He went from growing up hungry and battling the tough streets of Los Angeles, to becoming an Ivy League Alumnus and earning MBA degrees in two countries. His 25 years of experience includes consulting with companies such as Amazon, Google, and Facebook, managing money for some of the world’s wealthiest individuals, and building a multimillion-dollar business that was sold to a publicly-traded company. Today Rob oversees his group of companies focused on helping people build, grow, protect, and enjoy their wealth. Shawn Ryan Show Sponsors: https://www.mudwtr.com/shawn (USE CODE SHAWNMUD) https://www.bubsnaturals.com (USE CODE SHAWN) https://blackbuffalo.com/discount/SRS https://bullionmax.com/srs https://www.patreon.com/VigilanceElite Vigilance Elite/Shawn Ryan Links: Website - https://www.vigilanceelite.com Patreon - https://www.patreon.com/VigilanceElite TikTok - https://www.tiktok.com/@shawnryanshow Instagram - https://www.instagram.com/shawnryan762 Rob Luna Links: Website: https://robluna.com/ Instagram: https://www.instagram.com/thelunarob/ Twitter: https://twitter.com/thelunarob Learn more about your ad choices. Visit podcastchoices.com/adchoices

Chapters
Rob Luna, one of the top wealth strategists in the US, shares his insights on the current state of the economy, offers advice on where to invest and how to keep money safe, and brings hope to listeners.
00:00 - 01:00 (01:00)
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Economy
Summary

Rob Luna, one of the top wealth strategists in the US, shares his insights on the current state of the economy, offers advice on where to invest and how to keep money safe, and brings hope to listeners.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Two people who initially shared a silent bus ride in Montana reflect on their unexpected connection and discuss the value of physical precious metals as a hedge against inflation.
01:00 - 05:44 (04:43)
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Investing
Summary

Two people who initially shared a silent bus ride in Montana reflect on their unexpected connection and discuss the value of physical precious metals as a hedge against inflation. The conversation also touches on investing and the Indian economy.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Retirees should focus on securing cash flow through investments in bonds, high quality dividend paying companies, and safe real estate.
05:44 - 10:28 (04:43)
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Investment Strategies
Summary

Retirees should focus on securing cash flow through investments in bonds, high quality dividend paying companies, and safe real estate. For more speculative investments, consider raw land, cryptocurrency, gold, and speculative stocks.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
While Reddit's influence on the stock market has created new interest in investing, a cautionary note is necessary as good stock portfolios require more than just tips from chat boards.
10:28 - 13:52 (03:24)
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Reddit
Summary

While Reddit's influence on the stock market has created new interest in investing, a cautionary note is necessary as good stock portfolios require more than just tips from chat boards. Additionally, novice investors seem to throw money at whatever Reddit suggests instead of doing their own research.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker shares his experience of being caught up in gang fights during his teenage years but with the help of his family's gravestone business, he was able to turn his life around and have a better upbringing.
13:52 - 23:29 (09:37)
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Resilience
Summary

The speaker shares his experience of being caught up in gang fights during his teenage years but with the help of his family's gravestone business, he was able to turn his life around and have a better upbringing.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker describes growing up in a rough area and getting into a fight that resulted in an assault charge, probation and being questioned for hours.
23:29 - 28:20 (04:51)
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Personal Experience
Summary

The speaker describes growing up in a rough area and getting into a fight that resulted in an assault charge, probation and being questioned for hours. Witnessing a stabbing made it hard to find positive role models.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Rudy Reyes shares his story of overcoming adversity and poverty to become a successful actor and author, highlighting the importance of gratitude and perspective in achieving success.
28:20 - 31:53 (03:33)
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Success
Summary

Rudy Reyes shares his story of overcoming adversity and poverty to become a successful actor and author, highlighting the importance of gratitude and perspective in achieving success.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The younger generations are focused on asking for handouts rather than learning how to gain financial freedom themselves - and the constant complaining about the rich and taxes is only making things worse.
31:54 - 35:41 (03:47)
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Finance
Summary

The younger generations are focused on asking for handouts rather than learning how to gain financial freedom themselves - and the constant complaining about the rich and taxes is only making things worse.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker shares his journey from humble beginnings to a successful financial analyst, being blessed to be able to work with anyone regardless of their financial background and helping others to succeed as well.
35:41 - 41:11 (05:30)
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Finance
Summary

The speaker shares his journey from humble beginnings to a successful financial analyst, being blessed to be able to work with anyone regardless of their financial background and helping others to succeed as well.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker shares his experience in scaling his business by working hard, networking, and standing out in a sea of mediocrity.
41:11 - 44:38 (03:27)
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Entrepreneurship
Summary

The speaker shares his experience in scaling his business by working hard, networking, and standing out in a sea of mediocrity. He also shares his journey of taking his business model to the classroom and learning how to scale it efficiently.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker enjoys investing in businesses and working with people.
44:38 - 47:58 (03:20)
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Investing
Summary

The speaker enjoys investing in businesses and working with people. He plans to scale the Registered Investment Advisor business, which provides financial advice for a fee and aims to transform people's lives after a year or two of commitment.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker shares his experience in growing his business for the past three years, the legacy issues he encountered in the process, and his decision to step back and focus on building the business he wants.
47:58 - 52:33 (04:35)
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Entrepreneurship
Summary

The speaker shares his experience in growing his business for the past three years, the legacy issues he encountered in the process, and his decision to step back and focus on building the business he wants.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Host Sean recalls his early days as a financial advisor when he was advised to create a list of people he knew with money, emphasizing the importance of networking and building connections in wealth accumulation.
52:33 - 56:31 (03:58)
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Wealth Building
Summary

Host Sean recalls his early days as a financial advisor when he was advised to create a list of people he knew with money, emphasizing the importance of networking and building connections in wealth accumulation.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
A financial advisor discusses his experience with imposter syndrome and how he learned to overcome it while still maintaining a genuine interest in learning.
56:31 - 1:02:01 (05:30)
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Financial Planning
Summary

A financial advisor discusses his experience with imposter syndrome and how he learned to overcome it while still maintaining a genuine interest in learning.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The ultimate goal of any business is to make more money and one way to achieve this is by starting a business.
1:02:01 - 1:06:05 (04:04)
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Business
Summary

The ultimate goal of any business is to make more money and one way to achieve this is by starting a business. The key is to put systems, processes, and people in place to eventually allow the business to grow and operate without you actively managing it.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The host discusses the correlation between customer service and financial success, noting that businesses with poor customer service tend to have a harder time succeeding financially.
1:06:06 - 1:10:49 (04:43)
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Customer service
Summary

The host discusses the correlation between customer service and financial success, noting that businesses with poor customer service tend to have a harder time succeeding financially.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
A person expresses the desire to prioritize their personal desires without worrying about financial consequences.
1:10:49 - 1:13:42 (02:53)
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Financial Freedom
Summary

A person expresses the desire to prioritize their personal desires without worrying about financial consequences. They seek freedom to live where they want and be around the people they choose without being limited by investments or fear of not being able to pay bills.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker shares their personal view on investing and personal finance, stating that they invest for personal satisfaction rather than out of necessity.
1:13:42 - 1:17:16 (03:34)
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Personal finance, Investing mentality, Stock market
Summary

The speaker shares their personal view on investing and personal finance, stating that they invest for personal satisfaction rather than out of necessity. They also express skepticism towards the stock market and its potential manipulation by world banks.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Investing in high-quality companies that produce steady income streams through dividends can be a safer and more reliable investment strategy than going all-in on assets like real estate, crypto, or precious metals.
1:17:16 - 1:24:41 (07:25)
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Investing
Summary

Investing in high-quality companies that produce steady income streams through dividends can be a safer and more reliable investment strategy than going all-in on assets like real estate, crypto, or precious metals. However, it's crucial to avoid leveraging and instead invest for the long term to allow for any market fluctuations to recover.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The 10-year treasury bond paying about 4% is no longer a viable option, as the next stock market decline is likely to be caused by interest rates, affecting long-term investments in real estate, stocks, and endowments that require a 10-year time horizon.
1:24:47 - 1:30:08 (05:21)
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Finance
Summary

The 10-year treasury bond paying about 4% is no longer a viable option, as the next stock market decline is likely to be caused by interest rates, affecting long-term investments in real estate, stocks, and endowments that require a 10-year time horizon.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
This podcast discusses the impact of raising interest rates on the economy, particularly in relation to the upcoming election period.
1:30:08 - 1:34:18 (04:10)
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Interest Rates
Summary

This podcast discusses the impact of raising interest rates on the economy, particularly in relation to the upcoming election period. It explores the relationship between short and long-term rates and how the changing economy impacts the effectiveness of bonds.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
This podcast discusses how low interest rates have affected investing and why some multimillionaires invest without fully understanding their finances.
1:34:18 - 1:37:44 (03:26)
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Investing
Summary

This podcast discusses how low interest rates have affected investing and why some multimillionaires invest without fully understanding their finances.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
People saved a lot of money during the pandemic because they couldn't spend it and also because the government gave them extra money, leading to concerns about inflation.
1:37:44 - 1:43:14 (05:30)
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Pandemic
Summary

People saved a lot of money during the pandemic because they couldn't spend it and also because the government gave them extra money, leading to concerns about inflation. However, inflation did not occur due to the strong banks and the government's bypassing of banks with programs like PPP.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The fear of a recession can often become a self-fulfilling prophecy as consumers and businesses change their behavior in response to market downturns.
1:43:14 - 1:45:17 (02:03)
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Recession
Summary

The fear of a recession can often become a self-fulfilling prophecy as consumers and businesses change their behavior in response to market downturns. The stock market began to decline in October 2021, leading to potential job losses and a ripple effect throughout the economy.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The economically sensitive names like Google and Disney got beaten up the most, making them great options to buy for a three to five year time horizon.
1:45:17 - 1:49:08 (03:51)
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Investing
Summary

The economically sensitive names like Google and Disney got beaten up the most, making them great options to buy for a three to five year time horizon. However, the real estate market is starting to fall, so be cautious about investing in that sector.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Real estate expert predicts a rise in home prices by an average of 10%, with higher increases of 15-20% in cities like Texas, Florida, and Nashville due to their performance during the pandemic.
1:49:08 - 1:54:25 (05:17)
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Real Estate Market
Summary

Real estate expert predicts a rise in home prices by an average of 10%, with higher increases of 15-20% in cities like Texas, Florida, and Nashville due to their performance during the pandemic. Advises those looking to buy to consider next year as the time to make a purchase.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The sustainability of the supply and demand chain and the amount of money put into consumers' pockets are key to keeping inflation high.
1:54:25 - 1:58:01 (03:36)
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Bitcoin
Summary

The sustainability of the supply and demand chain and the amount of money put into consumers' pockets are key to keeping inflation high. Some speculated that the printing of money could lead to superflation, but Bitcoin emerged as a response to the government's lax fiscal policy.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker emphasizes the need for decentralized financial systems like blockchain and cryptocurrency, particularly in a global economy that includes unbanked populations.
1:58:01 - 2:03:29 (05:28)
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Blockchain and Cryptocurrency
Summary

The speaker emphasizes the need for decentralized financial systems like blockchain and cryptocurrency, particularly in a global economy that includes unbanked populations. Despite the current cryptocurrency correction, the speaker believes in their potential.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The gig economy growth provides people with more opportunities to make money during a recession and avoid a depression like in the past.
2:03:29 - 2:06:23 (02:54)
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gig economy
Summary

The gig economy growth provides people with more opportunities to make money during a recession and avoid a depression like in the past.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker discusses how he made money despite the economic hardship and financial collapse of 2008 by not selling his assets and instead keeping them for the long-term despite the advice of others.
2:06:23 - 2:10:19 (03:56)
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Finance
Summary

The speaker discusses how he made money despite the economic hardship and financial collapse of 2008 by not selling his assets and instead keeping them for the long-term despite the advice of others.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The speaker shares insights on how stocks move based on Fed's actions and explains how inflation indicators play a key role in understanding market movements.
2:10:19 - 2:17:43 (07:24)
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Stock market
Summary

The speaker shares insights on how stocks move based on Fed's actions and explains how inflation indicators play a key role in understanding market movements.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
The increase in debt service payments can lead to less money available for spending, which can affect different industries.
2:17:43 - 2:24:16 (06:33)
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Consumer Debt
Summary

The increase in debt service payments can lead to less money available for spending, which can affect different industries. The Federal Reserve may start cutting rates in the second half of 2020, which could stabilize the market.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Building an investment portfolio that generates passive income is vital for replacing your active job's income in the future and protecting your business risks.
2:24:16 - 2:30:58 (06:41)
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Investment Portfolio
Summary

Building an investment portfolio that generates passive income is vital for replacing your active job's income in the future and protecting your business risks. Consider stable investments instead of crypto or venture capital for long-term success.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
This podcast discusses the difference between investing in government bonds and taking a risk with other kinds of bonds.
2:30:58 - 2:34:04 (03:06)
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Investing
Summary

This podcast discusses the difference between investing in government bonds and taking a risk with other kinds of bonds. It also sheds light on how entrepreneurs can take advantage of upward momentum and significantly increase their income.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Business owners should only purchase stocks through a 401K plan or a sub plan for retirement that is specifically for the business.
2:34:04 - 2:38:34 (04:29)
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Business, Retirement
Summary

Business owners should only purchase stocks through a 401K plan or a sub plan for retirement that is specifically for the business. Depending on the plan, this can help to avoid being taxed on the stock purchases.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Real Talk Capital, a new financial firm, offers individuals access to a certified financial planner for as little as $500 per year, to help people understand and navigate their investment portfolio, rather than simply entrusting it to someone else.
2:38:34 - 2:42:34 (04:00)
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Financial Planning
Summary

Real Talk Capital, a new financial firm, offers individuals access to a certified financial planner for as little as $500 per year, to help people understand and navigate their investment portfolio, rather than simply entrusting it to someone else. Their approach emphasizes the importance of understanding the basics of bonds, stocks, real estate and, most importantly, oneself.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show
Katie Halper and Aaron Mate provide commentary and exclusive interviews in their podcast, Useful Idiots.
2:42:34 - 2:43:18 (00:43)
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Politics
Summary

Katie Halper and Aaron Mate provide commentary and exclusive interviews in their podcast, Useful Idiots. In the latest episode, they discuss an alleged story about a partner caught being breastfed by their mother and clarify that it's currently hearsay.

Episode
#42 Rob Luna - Wealth Strategist on the Recession and Inflation
Podcast
Shawn Ryan Show