Episode
The Scintillating World of Interest Rates
53:51
Published: Tue May 31 2022
Description
When the Fed raises interest rates a half point, the world market reacts. But why does this tiny percentage make such a difference? Listen and learn!See omnystudio.com/listener for privacy information.
Chapters
How to Money is a podcast that provides practical financial advice on topics such as renting vs. buying, saving money at the grocery store, maximizing income potential and ways to manage money anxiety.
00:00 - 01:41 (01:41)
Summary
How to Money is a podcast that provides practical financial advice on topics such as renting vs. buying, saving money at the grocery store, maximizing income potential and ways to manage money anxiety. They also explore unusual topics such as whether humans can create new senses.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
In this podcast, the hosts discuss the Federal Reserve, comparing it to driving a car with faulty equipment and delayed responses.
01:41 - 05:55 (04:14)
Summary
In this podcast, the hosts discuss the Federal Reserve, comparing it to driving a car with faulty equipment and delayed responses. They also touch upon the topic of interest rates.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The length of a loan can impact the interest rate charged due to the risk of default and the effect of inflation on the value of the borrowed money over time.
05:55 - 11:41 (05:46)
Summary
The length of a loan can impact the interest rate charged due to the risk of default and the effect of inflation on the value of the borrowed money over time. Financial experts recommend refinancing to a shorter loan length, such as 15 years, for less risk and a lower annual percentage rate (APR).
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
Banks aim to predict future inflation when setting mortgage rates to maximize profits.
11:41 - 16:09 (04:27)
Summary
Banks aim to predict future inflation when setting mortgage rates to maximize profits. Fluctuations can have immediate and long-term effects on the economy, causing changes in home buying and construction jobs.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The host shares the story of a man who withdrew $12,000 from the Portland branch of the bank right before it collapsed, and discusses the role of the Federal Reserve in supplying cash reserves to banks.
16:09 - 21:44 (05:34)
Summary
The host shares the story of a man who withdrew $12,000 from the Portland branch of the bank right before it collapsed, and discusses the role of the Federal Reserve in supplying cash reserves to banks.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
Banks make money by lending out the money they have to make more money.
21:44 - 26:08 (04:24)
Summary
Banks make money by lending out the money they have to make more money. They can also borrow from other banks to satisfy the Fed's reserve requirements, known as the federal funds rate.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The Green Knight is an underrated movie that stands out in a sea of Marvel movies and other blockbusters.
26:08 - 27:25 (01:17)
Summary
The Green Knight is an underrated movie that stands out in a sea of Marvel movies and other blockbusters. Produced by Toby's production company, Sailor Bear.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The Federal Funds Rate affects interest rates for everything and is usually kept stable to avoid frequent tax changes.
27:25 - 31:47 (04:22)
Summary
The Federal Funds Rate affects interest rates for everything and is usually kept stable to avoid frequent tax changes. When increased, it causes better interest rates, and when decreased, it causes worse rates for regular people.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The Federal Reserve's actions, such as flooding the market with Treasury bills, can affect the stock market by making it more or less attractive to investors.
31:47 - 36:52 (05:04)
Summary
The Federal Reserve's actions, such as flooding the market with Treasury bills, can affect the stock market by making it more or less attractive to investors. However, too much money in the economy can lead to inflation and higher prices.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
Join David Eagleman as he explores the relationship between our brains and experiences by tackling unusual questions, featuring real-life stories and the tools that made a difference in people's lives.
36:52 - 40:43 (03:51)
Summary
Join David Eagleman as he explores the relationship between our brains and experiences by tackling unusual questions, featuring real-life stories and the tools that made a difference in people's lives.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The demand pull theory explains the current inflation trend due to government stimulus checks and low-interest rates, with a need for a controlled amount of inflation to maintain a steady economy.
40:43 - 43:53 (03:09)
Summary
The demand pull theory explains the current inflation trend due to government stimulus checks and low-interest rates, with a need for a controlled amount of inflation to maintain a steady economy.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
Inflation is the result of the rise in cost of business and the finite supply of products caused by the supply chain crisis.
43:53 - 46:59 (03:05)
Summary
Inflation is the result of the rise in cost of business and the finite supply of products caused by the supply chain crisis. The manipulation of the economy is necessary to slow down inflation while keeping the business afloat.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
The job market is hot right now, so it's a good time to start job hunting.
46:59 - 51:53 (04:53)
Summary
The job market is hot right now, so it's a good time to start job hunting. And for a refreshing twist on a classic gin and tonic, add a squeeze of orange and a fresh rosemary sprig.
EpisodeThe Scintillating World of Interest Rates
PodcastStuff You Should Know
Discover new podcasts on iHeartRadio including Inner Cosmos with David Eagleman, On Purpose with Jay Shetty, and Mantawauk.
51:53 - 53:44 (01:51)
Summary
Discover new podcasts on iHeartRadio including Inner Cosmos with David Eagleman, On Purpose with Jay Shetty, and Mantawauk.