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Banking

Chapters
The prosecution shows evidence against a bank executive, in addition to forms being filled out incorrectly in Hampton County, which was not disclosed to the probate court.
23:39 - 30:08 (06:29)
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Banking
Summary

The prosecution shows evidence against a bank executive, in addition to forms being filled out incorrectly in Hampton County, which was not disclosed to the probate court. The slow creeping defense is being met with insufficient force from the government.

Episode
Cup of Justice Bonus 9: The Vultures Are Circling But Will Russell Laffitte Be Found Guilty?
Podcast
Murdaugh Murders Podcast
Banks make money by lending out the money they have to make more money.
21:44 - 26:08 (04:24)
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Banking
Summary

Banks make money by lending out the money they have to make more money. They can also borrow from other banks to satisfy the Fed's reserve requirements, known as the federal funds rate.

Episode
The Scintillating World of Interest Rates
Podcast
Stuff You Should Know
The lack of oversight in banking can lead to moral hazard for CEOs and boards, as well as risks for the individual bank, which should be monitored by regulators for systemic risk.
34:40 - 37:35 (02:54)
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Banking
Summary

The lack of oversight in banking can lead to moral hazard for CEOs and boards, as well as risks for the individual bank, which should be monitored by regulators for systemic risk.

Episode
Making Cents of SVB’s Collapse With Mark Cuban and Sheila Bair
Podcast
The Problem With Jon Stewart
Small and mid-sized banks are going through a tough time, and a slowing economy with high interest rates isn't helping.
01:02 - 09:17 (08:14)
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Banking
Summary

Small and mid-sized banks are going through a tough time, and a slowing economy with high interest rates isn't helping. This could lead to less expansion and hiring for main street businesses, which would be bad for bank profitability.

Episode
Saturday, March 18, 2023
Podcast
Up First
The effectiveness of stress test methodologies in ensuring adequate capital reserves, while creating low cost capital and maintaining liquidity in the markets, is a topic of ongoing debate.
27:42 - 32:42 (05:00)
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Banking
Summary

The effectiveness of stress test methodologies in ensuring adequate capital reserves, while creating low cost capital and maintaining liquidity in the markets, is a topic of ongoing debate. If stress tests are too limiting, the cost of capital goes up and it becomes difficult to trade, resulting in lower market liquidity.

Episode
E28: Current state of public & private markets, Archegos debacle, US debt issues, wealth tax & more
Podcast
All-In with Chamath, Jason, Sacks & Friedberg
The process of buying and selling involves transferring bank liabilities and cash between parties, ultimately leading to a complex system of promises to pay.
35:31 - 38:33 (03:02)
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Banking
Summary

The process of buying and selling involves transferring bank liabilities and cash between parties, ultimately leading to a complex system of promises to pay. Bank accounts and cash are both considered liabilities, with the former being a liability to the banking sector and the latter being a liability to the Federal Reserve.

Episode
#303 – Steve Keen: Marxism, Capitalism, and Economics
Podcast
Lex Fridman Podcast
A man discovers a high-denomination bead in his account, which he didn't expect to have.
16:44 - 20:03 (03:18)
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Banking
Summary

A man discovers a high-denomination bead in his account, which he didn't expect to have.

Episode
S1 E6: Zero
Podcast
Midst
The banking system in Shandong has been in operation for centuries and is led by a man with a lot of power.
1:05:39 - 1:12:02 (06:23)
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Banking
Summary

The banking system in Shandong has been in operation for centuries and is led by a man with a lot of power. The author draws attention to the authoritarian nature of the system and the influence of state violence in upholding it.

Episode
Part One: The Well Hung Warlord Who Tried to Conquer China
Podcast
Behind the Bastards
The speaker talks about how banks can loan out money that is deposited in their accounts nine times over because of fractional reserve banking.
06:10 - 10:18 (04:08)
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Banking
Summary

The speaker talks about how banks can loan out money that is deposited in their accounts nine times over because of fractional reserve banking. They also mention the fear associated with losing time to earn money.

Episode
Overcome Your Beliefs Around Money & Begin Investing In Yourself w/Grant Cardone EP 1229
Podcast
The School of Greatness
Banks often view depositors as a cost center as they have to spend money on acquiring them, causing challenger banks to become a potential threat for traditional banks.
42:47 - 46:11 (03:24)
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Banking
Summary

Banks often view depositors as a cost center as they have to spend money on acquiring them, causing challenger banks to become a potential threat for traditional banks. This differs from loan providers who can build long-term relationships with customers, as loans are considered a commodity.

Episode
#149 - The Craziness of r/WallStreetBets, an $100k Bet, and Startup Ideas with Mercury Banks Founder
Podcast
My First Million