The reduction of coverage on hurricane insurance led to mold becoming a problem that is only covered up to a certain amount of money.
The investigation into a $100 million insurance claim by a Greek ship owner led to the hiring of a legal team who used former policemen turned private investigators to solve the case.
An insurance company refused to cover a woman who saved another driver from a burning car, causing a lawsuit between the insurance company and the woman. The insurance company that eventually covered her sued the original company for half the cost, and during the trial, it was stated that the woman had to forcibly remove the injured driver from the vehicle.
The more people you insure against a bank run, the cheaper the insurance will be, but insurance models struggle with tail events that may never happen.
A man suggested that people could fraudulently obtain car insurance by making the first payment, getting the insurance card and never paying again, infuriating tax-paying citizens who have to stand in line at the DMV behind people who disregarded the laws and obtained driver's licenses illegally.
The insurance industry had a system of debit agents who would sell insurance at night when both parents were present. This system was necessary because it was difficult to sell insurance to a mother if her husband wasn't present.
The podcast shares the story of a lawyer who managed to negotiate a settlement of $3.8 million with an insurance company on an umbrella policy that should have gone to a family but was wrongly used by an individual.
A customer was angered when her insurance company informed her of her father's death via text message without giving proper information and response.
In this podcast, they talk about insuring stunts in movies. They mention a few examples from movies like Jackass and how they insure each bit of those movies.
The rules for insurance coverage on private property, such as a parking lot, can be confusing and vary depending on the location and circumstances of the accident. This podcast episode discusses an incident where insurance coverage was questioned after a hit-and-run in a parking lot.